Terms & Conditions

Last Updated: May 8, 2026

Welcome to Century Five Capital LLC. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing this website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you may not access our website or use our services.

2. Services Overview

Century Five Capital LLC provides direct business lending and financial services. Our services include but are not limited to:

All financial services are subject to credit approval and underwriting criteria. We reserve the right to decline any application at our sole discretion.

3. Eligibility

To use our services, you must:

4. Application Process

When you submit an application or inquiry:

5. SMS Terms & Conditions

If you consent to receive SMS or text messages from Century Five Capital LLC, the following terms apply:

Program Description

By opting in to our SMS program, you consent to receive recurring marketing and promotional SMS/MMS messages from Century Five Capital LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency

Message frequency varies. You may receive up to 4 messages per month. The frequency of messages may increase during promotional periods or when you have requested specific information.

Message and Data Rates

Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to all SMS messages sent and received. Contact your mobile carrier for details on your specific messaging plan.

Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any message. After sending STOP, you will receive one final confirmation message, and then you will no longer receive SMS messages from us. To resubscribe, sign up again through our website contact form.

Help Instructions

For assistance with SMS messages, reply HELP to any message or contact us at gregory@centuryfivecapital.com. When you reply HELP, you will receive information about the program and support contact details.

Consent Not Required for Purchase

Consent to receive SMS messages is NOT a condition of purchase or use of our services. You may contact us and access our services without opting in to SMS communications.

Supported Carriers

Our SMS program is supported by major U.S. carriers. Message delivery may vary based on carrier, network conditions, and device compatibility.

Privacy and Data Use

Your mobile phone number and SMS opt-in consent will be used solely for the purposes described in this section and our Privacy Policy. We will not share your mobile information with third parties for their marketing purposes.

6. Website Use

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the website. Prohibited behavior includes:

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Century Five Capital LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. Disclaimers and Limitations of Liability

No Warranty

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Financial Information

Information on our website is for general informational purposes only and does not constitute financial advice. You should consult with qualified financial professionals before making any financial decisions.

Limitation of Liability

To the fullest extent permitted by law, Century Five Capital LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

9. Indemnification

You agree to indemnify, defend, and hold harmless Century Five Capital LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of our website or services, or your violation of these Terms & Conditions.

10. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.

11. Governing Law and Dispute Resolution

These Terms & Conditions are governed by the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in Fulton County, Georgia, except where prohibited by law.

12. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. We will notify you of any material changes by posting the updated terms on this page and updating the "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

13. Severability

If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

14. Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and Century Five Capital LLC regarding the use of our website and services.

15. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Century Five Capital LLC
3956 Shenfield Drive
Union City, GA 30291
Email: gregory@centuryfivecapital.com